Jonah was thrilled to take advantage of one such experience when he turned 13: getting a bank account!
He took his birthday money to the credit union where we bank and opened his first ever checking account. Don't worry: he does not have checks with this account: just the debit card.
The bank teller was great: explained every step to Jonah and talked directly to Jonah about his new responsibilities (what to do if his card gets stolen, how to access his account on line, what happens if he is an irresponsible account holder, never to share his card or his PIN with anyone, even a friend. . .)
He now has an official electronic footprint. Since he doesn't have a high-volume cash flow, I think Jonah's account activity will be pretty minimal. But he is thrilled to have another way to stash cash than wadded up bills. And it will be a good way for him to learn account management.
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